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Michael K Johnson
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Country Style Kissimmee Home For Sale

3 Bedroom 2-1/2 Bath home for sale. Absolutely gorgeous property with accents and features to make this home a buyers dream. Located minutes from “The Loop” shopping and all major highways. Walt Disney World just 20 minutes away. Even before entering the home you are welcomed by beautiful plants and foliage that convey the love and care put into the exterior grounds. Once you step inside the home you will sense the warmth and charm that set this home far apart from any neighboring homes for sale. We’re talking upgrades galore! New thermal windows, new bathroom fixtures such as granite counters and a new shower stall. The beautiful Florida room has it’s own separate AC unit and the additional 171 square feet of living space therein is not included in public records. Perfect space for entertaining. As far as the view outside the rear windows; you’ll feel you have your own botanical garden for your eyes only! There are too many travel and shopping conveniences to mention. There is an elementary school a block away. Very quick access to Osceola Parkway which then leads to Walt Disney World, The Loop shopping plaza, and all the major highways to the airport or to beaches on either coast. This is an established neighborhood quietly nestled in between the hustle and bustle of Central Kissimmee. Your very own quiet reserve away from it all. Yes, this home, this sale price, and this location are hard to beat. What is there not to love? Make it yours today!  LEARN MORE HERE 

Closing Congrats

Thanks to my client for allowing me to find him a great home for his in-laws.
I just met Mark who came to me after a year of having no success with previous realtors.
But really I’m honored to work with such a great guy!

What you should expect from a Title Company

Recently I (we) experienced terrible service from a local title company. I nor my buyer had nothing to do with the sellers choice in using La Rosa Title of Celebration Florida, but as a refresher course, I thought I would educate future home-sellers and remind La Rosa with answers to the question:

What should you expect when working with a title company?

Article by Joanne Cassidy for Samuel Mills, Attorney Counselor at Law

1. Contract Signed by Buyer and Seller

When the contract for purchase and sale has been signed by both buyer and seller, the real estate agent, or one of the parties if no agent is involved, submits the contract and earnest money check to a title company.

2. Title Company Reciept

The title company issues a receipt and sends a copy of the contract and the check to each party. The company will typically include a cover letter showing the name of the closing agent, his contact information and GF number. The GF number (for guaranty file) is used to identify the file and should be used whenever you communicate with the closer. The process of setting up a working file for the transaction is often called “opening title” and is the first step in the title company’s work to close the sale and issue a policy.

3. Closer

The closer communicates with the buyer, seller and lender, requests a survey if one is required, requests tax statements, gathers the required documents, prepares a settlement statement and conducts the closing. The closing is simply the meeting where the transfer and loan documents are signed by each party.

4. Title Insurance Commitment

Soon after the title company opens title, it will conduct a title search and will issue a title insurance commitment that is sent to both buyer and seller. It is extremely important for the buyer to carefully review the title commitment because the commitment will disclose any defects in title. For instance, it will show if there are any easements, deed restrictions or liens on the property and whether there are other people who have an interest in the property. Typically, if the buyer objects to any entry on the commitment, he must state his objection within a certain period of time. If he does not timely object, the defect is waived. It is essential that the buyer act promptly to review the commitment and raise any objections he may have.

5. Closing Documents

Typically, the closing documents, which include the settlement statement, the deed and all loan documents, are not prepared until immediately before the closing. It is very important that you review all closing documents before the closing. Don’t expect to get copies of the documents a week before closing, but do ask to receive them by at least the day before closing.

6. Settlement Statement

Review the settlement statement in detail to be sure you get all the credits you are entitled to. Check the addition. Check to make sure taxes are properly allocated. If you are the buyer, review the deed to make sure your name is correct and the property description is correct. Review the loan documents and all the other closing documents in the same way you would review any contract. Pay attention to the details and be sure you understand what you will be asked to sign.

7. Take Your Time

The closing will typically take place at the title company offices. The closing agent will present one document at a time for signature. If there is anything you do not understand or if any of the documents have changed since you reviewed them, ask for clarification. Take your time. You may even want to schedule your closing for early or mid month because often the end of the month is the busiest for closers.

8. Disbursement

Remember that the title company does not represent the buyer or seller, but rather acts as an escrow agent, holding the earnest money and documents in escrow until it is required to disburse the funds according to the terms of the contract. For instance, under some sale contracts the earnest money will be disbursed to the buyer if (1) buyer terminates the contract at any time during the option period or (2) if the contract is subject to lender financing and the buyer can not get the financing described in the contract or (3) if the contract is dependent on seller making certain repairs and seller fails to do so or (4) if seller otherwise defaults on the contract. The earnest money will be disbursed to the seller if (1) buyer terminates the contract after the option period and the termination is not excused by the terms of the contract or (2) otherwise defaults on the contract. If neither buyer or seller requests disbursement of the earnest money prior to closing, it will be disbursed at closing according to the terms of the contract, usually as a credit to the buyer.

9. Earnest Money Prior to Closing

If either the buyer or seller thinks he is entitled to the earnest money prior to closing, he may send a request for release of the earnest money to the other party. If the other party signs the request, the title company will send the earnest money to the party requesting it. Some contracts, such as the Texas Real Estate Commission contract for the purchase of resale residential property, provide that if the party being asked to sign the release fails to do so, then the requesting party may make a written demand to the escrow agent for release of the earnest money. The escrow agent sends the demand to the other party and if there is no written objection within 15 days of the demand, then the escrow agent may distribute the earnest money to the party making the demand minus the cost of unpaid expenses.

10. Working Out a Compromise

If you and the other party to the contract each think you are entitled to the escrow money, consider working out a compromise. As a practical matter, the title company will not get involved with any dispute over the earnest money. As escrow agent, it is bound by the terms of the contract and will go to great lengths to avoid any potential liability for releasing the escrow money to someone who may not be entitled to it.

Thoroughly Review the Title Commitment

This article suggests only some of the issues to consider when working with a title company. Remember, the title company is a neutral party. You must look out after your own interests. Thoroughly review the title commitment and all closing documents. Get answers to any questions you may have before closing. After closing, when all documents have been signed and funds have been transferred, the deal is done.

Unfortunately, steps 3,4,5,6,7,and 8 were grossly mishandled and even omitted to the detriment of the home seller, the sellers agent, the buyers, the buyers agent, and the buyers lender. In fact, all involved would say La Rosa Title of Celebration Florida has given a black eye to the Orlando area title companies. Interestingly, I have learned that MANY other Central Florida realtors have also experienced the same type of frustration and misery brought about by La Rosa Title of Celebration Florida.

 

Orlando Jazz Festival

 

There’s still time to get tickets. Click the image to learn more!

Another Successful Closing

 

Congratulations to Tim and Leila on their real estate purchase.

They took advantage of the 1031 Exchange Tax Deferment to obtain another investment property in Florida. If you need assistance buying or selling please contact me. If selling, I would love the opportunity to help you save thousands of dollars in selling costs. If purchasing, we offer incentives and services that will impress the most discerning home shoppers!

Why a 1031 Exchange is the Smart Way to Sell

Lately I’ve been providing assistance to home sellers wanting to prevent paying capitol gains taxes through the 1031 Exchange program. Boy do they love it!

Here’s my questions for you:

Are you going to make a profit when selling your real estate?

Do you want to reinvest in another real estate property using the previous sales profit without paying taxes on your earnings?

If you answered YES to both questions, we should definitely talk!

Tax-deferred exchanges allow investors to defer capital gain taxes as well as facilitate significant portfolio growth and increased return on investment. In order to access the full potential of these benefits, it is crucial to have a comprehensive knowledge of the exchange process and the Section 1031 code. For instance, an accurate understanding of the key term like-kind – often mistakenly thought to mean the same exact types of property – can reveal possibilities that might have been dismissed or overlooked.

Think about it. You’ll be glad you did!

Want to know more? Contact Michael

Closing Congrats

Congrats to  Delilah Caballero and Anthony Velazquez, the proud owners of a home I sold them in Melbourne Florida.

Epcot Summer Concert Lineup

The Sounds Like Summer Concert Series features some of the greatest tribute bands rockin’ to U2, The Bee Gees, the Eagles and many more during select nights from June to July. All performances are scheduled to take place at the open-air America Gardens Theater in Epcot’s World Showcase.
  • June 5 – June 11: Don’t Look Back – Boston Tribute Band
  • June 12 – June 18: Hotel California – A Salute to the Eagles
  • June 19 – June 24: Rumours – A Fleetwood Mac Tribute Band
  • June 25 – July 1: Simply Tina – A Tribute to Tina Turner
  • July 2 – July 9: Stayin’ Alive – A Tribute to the Bee Gees
  • July 10 – July 16: Bruce in the USA – A Tribute to Bruce Springsteen
  • July 17 – July 23: DSB – A Tribute to Journey
Entertainment is subject to change without notice
The scheduled times of the performances are:
  • 5:30, 6:45 and 8:00 pm
  • July 4th schedule: 5:15, 6:30, 7:45, 9:00 pm

 


Michael & Christine Johnson
Showplace Realty Inc
1101 Miranda Lane, Suite #131
Kissimmee FL, 34741
Mobile: 407-301-4400
Office: 321-624-2222
michael@trutivity.com
showplacerealty@gmail.com

Testimonials

I would like to take the opportunity to inform you of the wonderful experience we had in the sale of our home. Immediately following the listing of our house I was faced with some very serious health problems requiring hospitalizations and weeks of home care. Michael's calmness when presenting offers and his patience when answering my questions made it easier for me to make intelligent decisions and I truly appreciated that. Eileen Lichardus
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