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Michael K Johnson
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407-301-4400
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Christine Johnson
Real Estate Broker
321-624-2222
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Showplace Realty Blog: Mortgage Information

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more


Michael & Christine Johnson
Showplace Realty Inc
1101 Miranda Lane, Suite #131
Kissimmee FL, 34741
Mobile: 407-301-4400
Office: 321-624-2222
michael@trutivity.com
showplacerealty@gmail.com

Testimonials

I would like to take the opportunity to inform you of the wonderful experience we had in the sale of our home. Immediately following the listing of our house I was faced with some very serious health problems requiring hospitalizations and weeks of home care. Michael's calmness when presenting offers and his patience when answering my questions made it easier for me to make intelligent decisions and I truly appreciated that. Eileen Lichardus
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